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Welcome to the Athens Area Home Builders Association

The Athens Area Home Builders Association is a non-profit professional trade association made up of member companies, representing residential and light commercial builders, subcontractors, suppliers, and many other service providers to the building industry throughout Athens-Clarke, Elbert, Franklin, Hart, Madison, Oconee, Oglethorpe, Stephens, and Walton Counties. Together we are the foundation for the local home-building industry - building pride in our community through interaction, commitment, professionalism, education, community service, and environmental responsibility.

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RSS Eye On Housing

  • Home Improvement Loan Applications Moderate as Borrower Profile Gradually Ages
    Home improvement activity has remained elevated in the post-pandemic period, but both the volume of loan applications and the age profile of borrowers have shifted in notable ways. Data from the Home Mortgage Disclosure Act (HMDA), analyzed by NAHB, show that total home improvement loan applications have eased from their recent post-pandemic peak, and the […]
  • Affordability Pyramid Shows Over Half of U.S. Households Cannot Buy a $300,000 Home
    NAHB recently released its 2026 Priced-Out Analysis, highlighting the housing affordability challenge. While previous posts discussed the impacts of rising home prices and interest rates on affordability, this post focuses on the related U.S. housing affordability pyramid. The pyramid reveals that 52% of households (70 million) cannot afford a $300,000 home, while the estimated median […]
  • Housing’s Share of GDP Declined Further at the End of 2025
    Housing’s share of the economy was 16.0% in the fourth quarter of 2025, according to the latest estimates of GDP produced by the Bureau of Economic Analysis. This share is down from 16.1% in the third quarter and is also lower than 16.3% as registered just one year ago. Residential construction, measured by residential fixed […]
  • Young Adult Headship Rates in 2024: Cyclical Slip or New Equilibrium?
    Reversing the post-pandemic rebound, the headship rates among young adults (the share of the population heading their own households) declined in 2024, according to NAHB’s analysis of the American Community Survey (ACS) data. Even so, the current rate of 43.7% marks a significant improvement from 2017, when only 40.2% of adults ages 25-34 headed their […]
  • A 25-Basis-Point Decline in the Mortgage Rate Prices-In 1.42 Million Households
    Housing affordability remains a critical challenge nationwide, and mortgage rates continue to play a central role in shaping homebuying power. Although rates have declined from the recent peak of about 7.6% in 2023 to around 6.01% as of February 19,2026, they remain elevated relative to typical levels in the 2010s. During that decade, mortgage rates […]