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Welcome to the Athens Area Home Builders Association

The Athens Area Home Builders Association is a non-profit professional trade association made up of member companies, representing residential and light commercial builders, subcontractors, suppliers, and many other service providers to the building industry throughout Athens-Clarke, Elbert, Franklin, Hart, Madison, Oconee, Oglethorpe, Stephens, and Walton Counties. Together we are the foundation for the local home-building industry - building pride in our community through interaction, commitment, professionalism, education, community service, and environmental responsibility.

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RSS Eye On Housing

  • Foundation Types in 2024: Slabs Continue to Rise, Crawl Spaces Decline
    In 2024, 73% of new single-family homes started were built on slab foundations, according to NAHB analysis of the U.S. Census Bureau’s Survey of Construction (SOC). Although this was a modest year-over-year increase of 0.6 percentage points, it continues the upward trend in slab adoption, widening the gap between slabs and other foundation types. In...
  • Weaker Demand for Residential Mortgages in Second Quarter
    In the second quarter of 2025, overall demand for residential mortgages was weaker, while lending standards for most types of residential mortgages were essentially unchanged, according to the recent release of the Senior Loan Officer Opinion Survey (SLOOS).  For commercial real estate (CRE) loans, lending standards for construction & development were modestly tighter, while demand was...
  • Multifamily Developer Confidence Increases in Second Quarter
    Confidence in the market increased for multifamily developers in the second quarter of 2025, according to  the Multifamily Market Survey (MMS) released today by the National Association of Home Builders (NAHB).  The MMS produces two separate indices.  The Multifamily Production Index (MPI) was up two points year-over-year to 46.  The Multifamily Occupancy Index (MOI) had...
  • Mortgage Applications Tick Up in July as Rates Ease Slightly
    Mortgage application activity picked up in July as interest rates eased modestly. The Mortgage Bankers Association’s (MBA) Market Composite Index, which tracks mortgage application volume, rose 2.4% from June on a seasonally adjusted basis. Compared to July 2024, total applications were up 24.5%. The average contract rate for 30-year fixed mortgages edged down by 4...
  • America’s Housing Supply Crisis: Is the Suburban Frontier Closing? 
    American housing market is facing a persistent shortage. Home prices have reached historic highs and affordability has declined. Normally, in response to higher prices, housing supply would increase. However, new home construction has not kept pace with population growth and household formation, especially following the surge of demand in the wake of the pandemic. Recent...