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Welcome to the Athens Area Home Builders Association

The Athens Area Home Builders Association is a non-profit professional trade association made up of member companies, representing residential and light commercial builders, subcontractors, suppliers, and many other service providers to the building industry throughout Athens-Clarke, Elbert, Franklin, Hart, Madison, Oconee, Oglethorpe, Stephens, and Walton Counties. Together we are the foundation for the local home-building industry - building pride in our community through interaction, commitment, professionalism, education, community service, and environmental responsibility.

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RSS Eye On Housing

  • Credit for Builders Tightens in the First Quarter, But Only Slightly
    Credit conditions on loans for residential Land Acquisition, Development & Construction (AD&C) were still tightening in the first quarter of 2026, but only slightly, according to NAHB’s quarterly survey on AD&C Financing. The net easing index derived from the NAHB survey posted a first-quarter reading of -2.7. Although still negative (indicating that credit tightened since […]
  • Single-Family Permits Continue to Weaken in Early 2026
    Residential construction permitting activity presented a mixed picture through the first quarter of 2026, as weakness in the single-family market contrasted with continued strength in multifamily development. Elevated financing costs, ongoing affordability challenges, and softer builder sentiment continued to weigh on single-family construction activity, while multifamily permitting remained supported by demand for rental housing. Over […]
  • Mostly Unchanged Demand, Lending Conditions for Residential Mortgages in First Quarter
    Lending standards and demand for most types of residential mortgages were essentially in the first quarter of 2026, according to the recent release of the Senior Loan Officer Opinion Survey (SLOOS). For commercial real estate (CRE) loans, lending standards for multifamily construction & development were essentially unchanged as well. Compared to the previous quarter, demand for […]
  • Residential Construction Input Prices Move Higher In April
    Prices rose across a host of goods and services used in residential construction. Rising energy prices were the primary driver, but transportation service prices also rose at their fastest pace since 2022. Meanwhile, building material prices, excluding energy, rose at their highest yearly rate in three years, up 3.7% from a year ago. The Producer […]
  • Delinquencies Holds Steady in First Quarter of 2026
    Consumer loan delinquency rates continued to normalize in the first quarter of 2026 as pandemic-related disruptions diminished and credit conditions moved closer to historical norms.  According to the latest Quarterly Report on Household Debt and Credit from the Federal Reserve Bank of New York, about 4.8% of outstanding household debt balances were in some stage […]