Welcome to the Athens Area Home Builders Association
The Athens Area Home Builders Association is a non-profit professional trade association made up of member companies, representing residential and light commercial builders, subcontractors, suppliers, and many other service providers to the building industry throughout Athens-Clarke, Elbert, Franklin, Hart, Madison, Oconee, Oglethorpe, Stephens, and Walton Counties. Together we are the foundation for the local home-building industry - building pride in our community through interaction, commitment, professionalism, education, community service, and environmental responsibility.
NAHB Now
- What's Really Stalling Buyers, and the Sales You're Leaving on the TableBuyers need enough money left over each month to live comfortably. And builders need enough margin and capital left over to keep building. Understanding the buyers' needs is essential to protecting your business.
- Get the Latest Updates on Immigration Enforcement in Free NAHB WebinarNAHB is hosting a members-only webinar next month that will feature the latest updates on immigration enforcement practices and what members need to do to protect their businesses and their documented workers.
- Persistence and NAHB Support Deliver Victory in Michigan Permit Fee CaseFor more than 15 years, the Home Builders Association of Michigan (HBAM) has been battling the city of Troy, Mich., in court over the city’s shift to a privatized permit fee process. The case was finally decided in HBAM’s favor.
- Widespread U.S. Housing Ballot Wins; Two Key NAHB-Backed DefeatsAlthough housing ballot measures fared well nationwide in the midterm elections, two NAHB-backed initiatives were defeated: one to streamline environmental reviews in California and another to address minimum lot sizes for single-family homes in Massachusetts.
- New Priced-Out Calculator Brings Local Housing Affordability Into FocusWhat does a change in mortgage rates or home prices mean for prospective home buyers in your market? NAHB’s new Priced-Out Housing Calculator helps answer that question.
Upcoming Meetings & Events
New Members
Eye On Housing
- Existing Home Sales Fell to 16-Year LowAfter a brief rebound last month, existing home sales plummeted to a 16-year low in October. With mortgage rates back above 7% since mid-September and home prices still elevated, buyers continued to stay on the sidelines. Sales declined across all four regions, with the West hitting a record low while the Midwest and South fell […]
- Significantly Weaker Demand for Residential Mortgages and CRE Loans in Third QuarterDemand for all types of residential mortgages was significantly weaker, while lending standards for most were essentially unchanged in the third quarter of 2026, according to the recent release of the Senior Loan Officer Opinion Survey (SLOOS). For commercial real estate (CRE) loans, lending standards for construction & development were moderately tighter, while multifamily loans were […]
- Household Debt Delinquencies Rise as Mortgage Performance WeakensHousehold debt delinquency rates increased in the third quarter of 2026 as the share of delinquent balances and the transition to seriously delinquent debt increased. According to the latest Quarterly Report on Household Debt and Credit from the Federal Reserve Bank of New York, about 5.0% of outstanding household debt balances were in some stage […]
- Consumer Credit Growth Picks Up in the Third Quarter of 2026Â Consumer credit growth accelerated in the third quarter of 2026, with both revolving and nonrevolving credit increasing at their fastest quarterly rates since 2022. Total outstanding consumer credit reached $5.22 trillion, continuing an upward trend that has strengthened over the past year. The acceleration comes amid elevated borrowing costs, although interest rates on both auto […]
- Inflation Persists in OctoberInflation remained elevated in October even as energy prices eased, raising expectations of another Fed rate hike. Shelter returned as the largest driver of headline inflation, accounting for over 30% of the monthly increase. Core inflation, which excludes volatile food and energy components, rose by 0.3% for the third consecutive month, suggesting broad-based price pressures […]
